Know the Fair Price Before Your Procedure
Our optimizer finds the cheapest path to your elective procedure -- insurance out-of-pocket, negotiated cash-pay, or medical tourism. Hospital charge data from CMS, real facility rates, and payment plan modeling.
Free to start. No signup required. Data from CMS Hospital Charge Master and Medicare Fee Schedule.
Hospital Price Transparency, Made Actionable
The same tools benefits consultants use to negotiate rates -- applied to your specific procedure, location, and financial situation.
Fair Price Estimation
See what your procedure actually costs across hospitals in your area. Based on CMS hospital charge data and real cash-pay rates -- not the inflated list price.
Insurance vs Cash-Pay
Compare your insured out-of-pocket cost against negotiated cash-pay rates. For many elective procedures, paying cash saves 20-50% over insurance.
Medical Tourism ROI
Compare domestic vs international facility costs for your procedure. Includes travel, lodging, and recovery estimates for a true apples-to-apples comparison.
Payment Plan Optimizer
Model 0% APR hospital financing, medical credit cards, and HSA distributions. See which payment structure minimizes your total cost of capital.
Hospital Price Variance
The same procedure is priced very differently across hospitals. We model what the procedure should cost in your area so you have a number to negotiate against.
Transparent Methodology
Costs are modelled from a Medicare Physician Fee Schedule baseline for each procedure, adjusted by a geographic practice cost index for your area. These are model estimates, not quotes from a specific hospital.
How It Works
Enter Your Procedure Details
Procedure type, ZIP code, insurance status, hospital preference, and household income. Takes about 2 minutes.
We Analyze Every Option
Fair price estimation, insurance vs cash-pay comparison, medical tourism ROI, and payment plan optimization -- all automated.
See Your Best Path
A clear recommendation with dollar amounts: insurance, cash-pay, or medical tourism. Plus optimized payment plans for each option.
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Ready to Find Your Fair Price?
Enter your procedure details and get a complete cost analysis in minutes. Insurance vs cash-pay comparison, medical tourism ROI, and optimized payment plans -- all in one report.
Start Free Analysis