Our optimizer finds the cheapest path to your elective procedure -- insurance out-of-pocket, negotiated cash-pay, or medical tourism. Hospital charge data from CMS, real facility rates, and payment plan modeling.
Free to start. No signup required. Data from CMS Hospital Charge Master and Medicare Fee Schedule.
The same tools benefits consultants use to negotiate rates -- applied to your specific procedure, location, and financial situation.
See what your procedure actually costs across hospitals in your area. Based on CMS hospital charge data and real cash-pay rates -- not the inflated list price.
Compare your insured out-of-pocket cost against negotiated cash-pay rates. For many elective procedures, paying cash saves 20-50% over insurance.
Compare domestic vs international facility costs for your procedure. Includes travel, lodging, and recovery estimates for a true apples-to-apples comparison.
Model 0% APR hospital financing, medical credit cards, and HSA distributions. See which payment structure minimizes your total cost of capital.
The same knee replacement can cost $15K at one hospital and $60K at another in the same city. We show you the spread so you can negotiate or switch.
Every number comes from CMS hospital charge master data, Medicare Physician Fee Schedule, and real facility cash-pay rates. No synthetic data, no estimates.
Procedure type, ZIP code, insurance status, hospital preference, and household income. Takes about 2 minutes.
Fair price estimation, insurance vs cash-pay comparison, medical tourism ROI, and payment plan optimization -- all automated.
A clear recommendation with dollar amounts: insurance, cash-pay, or medical tourism. Plus optimized payment plans for each option.
Enter your procedure details and get a complete cost analysis in minutes. Insurance vs cash-pay comparison, medical tourism ROI, and optimized payment plans -- all in one report.
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